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Terms of Service

Last Updated: November 8, 2025

1. Introduction

Welcome to Chat Buddy. These Terms of Service ("Terms") govern your use of our website and AI assistant services.

2. No Financial Advice

IMPORTANT: Chat Buddy is an AI assistant platform designed for thought capture and personal productivity. It is NOT a financial advisor. The information provided by Chat Buddy is for educational and informational purposes only and does not constitute financial, investment, tax, or legal advice.

3. User Accounts

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.

4. Contact Us

If you have any questions about these Terms, please contact us at legal@chatbuddy.ai.